Ultimate Cycler Bigger/Better Than MMM and GiversForum

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The Ultimate Cycler is absolutely legal. It adheres to all state requirements and laws for home based businesses. This online program uses the direct sales approach with the powerful 2X2 compensation plan, and commissions are paid directly to their members when sales are made. The Ultimate Cycler provides quality products. They are delivered online through our members area. Each member is responsible and required to report State and Federal Income Taxes. The Ultimate Cycler takes pride in providing quality products, a professional website, hosting, and software tracking for its' members.

Members who participate in this program sell products and get paid directly in whatever payment methods they choose.

PAY 12,500 and get 50,000 in 2weeks

CLICK HERE TO SIGN UP


How it works??

Register on any link and u will be referred to someone that u will pay the sum of #12,500. Ones the d person confirms ur payment , your fully registered then with your own link u can now refer people to d cycle to register or you get them registered under your own link for immediate payment. But if u don't have time to refer people to your link it's still OK in 2weeks time you will be automatically referred to people (like four persons) that will pay u 12,500 ,which will be 50,000 in total.

If the number of members you register continues, your payment also continues But the first four members under you gives you atleast 50,000. So if your interested Just register by clicking signup link Below or above.

After you have your 4 people under you, you can now upgrade to Grade 2, where you Will need to pay N25,000 from your N50000 to a Grade 2 upline member and now you don’t need to worry on how to get people in this level, the system will bring 16 persons under you who will pay you N25000 each making N400,000.

You can make these within 7 days of joining..and it continues to other higher Grades up to Grade 10. It’s very fast and I am enjoying it.

How will I receive my payment?

An information box will show while you want to complete your registration, make sure to fill in your account details so when they pair you with someone the person will see ur bank details to make payment to you. But you can still go to your account section to edit this details later on.

How long does it take to receive my commission?

In many cases, it is the same day all depending on the method/s of payment that you choose to accept. You can actually join today, make a sale this same day and get paid. What's better than that?

Your goal in The Ultimate Cycler is to get qualified to receive payments at all 3 product Levels. You can earn more money by being at our higher levels. 90% of our members have chosen to to all levels as fast as possible in order to maximize our pay plan. Ask yourself this question: Do you want the possibility to earn a LITTLE or A LOT of money?

CLICK HERE TO SIGN UP


PLEASE DO NOT REGISTER UNLESS YOU ARE READY TO PAY WITHIN 48 HOURS..


Also remember to share this post with friends!

How To Make Money Daily On CoolNaira

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Its time you start earning more money into your bank account than depend on d Government of this country.

With just #1000 naira investment, you can start earning few bucks into your bank account, 100% genuine and guarantee. I have personally confirmed it and its working.


Can you afford #1000 ?

If yes then this opportunity is for you.
you will get your #1000 investment fee back almost instantly and you will start earning profit steady, trust me. You have noting 2 lose.

This business is currently trending and lucrative, i think you really need to check it out.
Its an online referral network business which you can do in your FREE time without any stress. Every man must multiple source of income, “double your hustle in this recession period”.

I introduce to you a wonderful fast growing platform…
“CoolNaira Referral Network”
If you are interested in this lucrative business , please follow this 10 steps:
1. Visit www.coolnaira.ga this will redirect to the permanent secured site.
2. Click register,
3. You will be asked to enter a valid sponsor username, put "bukkie" without the quote. Note this is applicable to you as well when you have become a member.
4. Type (yourusername - the one u login with)
5. Click join Now
6. Fill the registration form properly. You will be given #500 sign up bonus.
7. Once you have registered successfully, login to your dashboard with your chosen username and password
8. Read instructions on your dashboard to know more.
9. You should see “click here to upgrade your account” to find details on how to make your own payment of #1000 too
10. Once you have paid, your account will be upgraded to pro member and i will earn 50% commission from your payment.

Now introduce at least 1 person to follow the step 1-10, don’t forget, the person you introduce have to use your own username this time.
Once the person successfully upgrade to pro member, you will also earn 50% = #500 from his or her payment. This means the 50% you earn + the #500 bonus given to you after registration will give you back your #1000 naira upgrading fee.

The more people you later introduce earns you profit. For more details and question, please read how it works on the website or feel free to inbox me while i guide you on how to go about it. 

BBM PIN - 7B2D34AB

You can as well watch the video below to learn more -  


ALBUM: Adekunle Gold – Gold

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ALBUM: Adekunle Gold – Gold 

Adekunle Gold‘s debut album “Gold” is finally here. The 16 Tracks album was produced by Pheelz, Seyikeyz, Masterkraft, Oscar, B Banks, Sleekamo and Young John. 

The album seems to be all Adekunle with only one feature (Simi). Gold is a 16 track album consisting of an Intro and 15 songs which includes the already made hits Sade, Orente and Pick Up.

Buy the full album on iTunes HERE



1. Gold (Intro) – DOWNLOAD

2. My Life – DOWNLOAD

3. Orente – DOWNLOAD

4. Paradise – DOWNLOAD

5. No Forget Ft. Simi – DOWNLOAD

6. Pick Up – DOWNLOAD

7. Work – DOWNLOAD

8. Ariwo Ko – DOWNLOAD

9. Ready – DOWNLOAD

10. Sweet Me – DOWNLOAD

11. Sade  – DOWNLOAD

AUDIO: Solidstar ft. HarrySong – Obatago

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AUDIO MP3: Solidstar ft. HarrySong – Obatago

Solidstar finally drops his ‘WEED (Witness Everything Exceptionally Different)’ album, the star-studded project houses features with prominent artistes like 2Face, Timaya, Davido, Patoranking, Phyno, Harrysong, Flavour, Tiwa Savage, Burna Boy, Diamond Plantinum, Oritse Femi, Falz, Duncan Mighty, Zoro, Remiisce, Small Doctor, Attitude and Jojo…


AUDIO: Drake ft. Dave – Wanna Know (Remix) (CDQ)

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Music Mp3: Drake ft. Dave – Wanna Know (Remix) (CDQ)

Drake debutes a remix to Dave’s “Wanna Know.” The original song appears on the South London rapper’s debut EP Six Paths.

Moments after announcing his new project More Life, Drake dropped four new songs during Sunday’s special episode of OVOSOUND RADIO. Three of the tracks—”Two Birds, One Stone,” the 21 Savage-assisted “Sneakin’,” and “Fake Love” (produced by Vinylz and Frank Dukes)—are set to appear on the December release.

On “Two Birds,” he shouts out Lil Wayne (“Free C5”) takes more shots at Kid Cudi, who blasted him on Twitter. “I liked your old shit, but wasn’t in love with the latest,” raps Drake. “You were the Man on the Moon, now you just go through your phases.”

“One of the youngest from the U.K. that’s on a crazy, crazy wave,” said Drake of Dave. “Big up to him and his whole team.”



Jumia Black Friday Deals 2016

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Jumia, Nigeria’s number one online retailer, will be delivering lots of mega deals for laptops, smartphones, tablets, gaming consoles, home appliances, fashion and beauty products this Black Friday. So, get your fingers and debit card ready for Jumia Black Friday, which is billed to be the biggest shopping event of the year. View all Deals


This year's Black Friday is coming early on Jumia starting this midnight. Jumia Black Friday will run from tomorrow (November 14) till November 25, 2016. 12 days of exciting deals from Jumia, Africa’s leading online store.

Some of the unbelievable deals that Jumia offered during last year’s Black Friday were Xiaomi’s then flagship Xiaomi Mi4 and the Redmi 2. Innjoo’s two new smartphones the Innjoo Max 2 and the Innjoo Max 2 Plus also featured prominently during the Black Friday Sale.

For 12 days starting November 14 to Black Friday, November 25, 2016, Jumia will be offering amazing Black Friday deals. Jumia is partnering with brands like HP, Infinix, Polystar, MTN, Binatone, Innjoo, Intel, and many more brands.
Jumia Black Friday Deals 2016

HP Laptops
Polystar LED TVs
Infinix Phones
Infinix Phones


Diamond Platnumz – My Heart ft Cassper Nyovest

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Diamond Platnumz – My Heart ft Cassper Nyovest

While we are patiently waiting for the official release of his collaboration with award winning America singer Neyo, Diamond Platnumz hits us with ‘My Heart’ featuring SA Family Tree boss – Cassper Nyovest.

Download the smooth joint below and don’t forget to share!Audio Player

Darey – Delilah (Taxi Driver)

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Darey – Delilah (Taxi Driver)

Delilah (Taxi Driver) is an exciting, edgy remake of the highlife classic by Bobby Benson who was one of the pioneers of highlife music in Nigeria. Darey keeps it on the dance floor using some aggressive synths and heavy percussion.

A fun remix of the ever so popular “Taxi Driver” and Lagos vibe of the 1950’s.Audio Player

Omarion – It’s Whatever

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Omarion-its-whatever

Omarion – It’s Whatever

Happy 31st birthday to Omarion! He has decided to celebrate with new music, releasing a new song called “It’s Whatever,” his first in almost a year.

His last track, “I Ain’t Even Done,” featuring Ghostface Killah and produced by Knowledge, was a dazzling piece of psychedelic hip-hop — a new look for Omarion — but his latest is more familiar fare. Produced by G. Ry, “It’s Whatever” finds the MMG singer learning how to be a single man again, telling his ex that he’s moved on, with a pinch of salt and a faint sense of heartbreak.

With “It’s Whatever,” Omarion has announced that he will release a new project, entitled Reasons, in early 2017. His last album was Sex Playlist, released almost two years ago. That album featured the smash hit “Posed to Be,” featuring Chris Brown and Jhene Aiko, which was recently certified triple platinum.

Airtel Double Data Offer - Get 3GB For Only 1k, 7GB For 2k or 18GB for 4k

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We are already in the season of surprise in which we are expecting so many surprises from Nigeria network providers. A few days back, MTN introduced their own, tagged #SeasonOfSurprises. Airtel NG has now joined the marathon by re-introduced the double data offer. 



The Airtel Double data offer gives you 3GB for N1000, 7GB for N2000, 18GB for N4000, but the only problem we have with Airtel is their SIM eligibility issues on their numerous surprises.

To subscribe to the offer

Dial *496# to get 3GB for N1,000
Dial *437# to get 7GB for N2,000
Dial *438*1# to get 18GB for N4,000

The validity period is 30 days.

Unfortunately, not all all Airtel SIMs will be able to benefit from this  great offer. It's meant for those who got an SMS from Airtel only. If you don’t receive the message, I doubt if you’ll be eligible for this offer.

ALBUM: Phyno – The Playmaker

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ALBUM: Phyno – The Playmaker : “The Playmaker” Album is Officially Out, Phyno always know how to bring out Hitz Back to Back. Feel Free to download and enjoy the complete album below.

Support Phyno by buying The Playmaker album on iTunes HERE.

Tracklist:




1. Yes, I Pray – DOWNLOAD
2. Abulo – DOWNLOAD
3. Financial Woman ft P-Square – DOWNLOAD
4. Ino Nma – DOWNLOAD
5. Best Rapper – DOWNLOAD
6. E Sure For Me – DOWNLOAD
7. Link Up ft M.I & Burna Boy – DOWNLOAD
8. Pino Pino – DOWNLOAD
9. Okpeke ft 2Baba & Flavour – DOWNLOAD
10. Obiagu – DOWNLOAD
11. Joy Comes In The Morning – DOWNLOAD
12. SFSG (So Far So Good) – DOWNLOAD
13. I’m A Fan ft Decarlo & Mr Eazi – DOWNLOAD
14. Mistakes – DOWNLOAD
15. Ochie Dike (Mama) ft Onyeka Owenu – DOWNLOAD
16. Fada Fada ft Olamide – DOWNLOAD
17. Mkpotu ft Zoro & Tidinz – DOWNLOAD
18. Ezege – DOWNLOAD
19. No Be My Style ft Burna Boy – DOWNLOAD
20. Connect – DOWNLOAD

Solange – Cranes In The Sky (Remix) ft Rick Ross

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Solange’s ‘Cranes In The Sky’ record has really grown, ever since it appeared on her latest album A Seat At A Table. She recently performed the song on Saturday Night Live as well.

After Common, it’s Rick Ross’ turn today to offer a remix of the incredible song. Rozay does well on these type of beats and he did not disappoint here.



Jumia Black Friday is Almost Here, How Prepared are you?

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black-friday-on-jumia-for-up-to-90-percent-discount

This year’s edition of Jumia Black Friday deals is just few days to this time, how prepared are you? Jumia promise a mouth watering discount on every product you buy this coming Black Friday - So guys don't miss it.  


Alot of products will be on sale during the black Friday promotion, and the products will cut across major categories such as fashion items, home appliances, mobile phones, laptops , kitchen utensils , play station games and even baby toys.



Jumia Black Friday will run for just 12 days starting from 14th of November 2016 – 25th of November 2016.

How To Make Big Money From Black Friday 2016

On black Friday , most of the products are sold at more than half the original price.
If you’re smart enough, or a business entrepreneur, you can buy products in bulk and then resell at the normal price, when Black Friday event is over.

For instance, Samsung HT-F455BK Home Theatre currently goes for N104,995 but you can conveniently get it at the rate of N52,497 on black Friday, that is 50% off.

So get prepared for Jumia Black Friday, get ready to make huge profits, and get ready to get your dream device at a cheaper price.

Black-friday-on-jumia-nigeria

U.S Election: Hillary Clinton Takes 3-point Poll Lead over Donald Trump with Four Days to Go

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Donald Trump and Hillary Clinton

Despite the e-mail leak of Hillary Clinton as exposed by Wiki Leaks, she is still topping her counterpart Donald Trump in the presidential polls. 

The poll also suggests that the majority of voters have already made up their minds and that the latest revelations and accusations about both candidates have made marginal difference.

The poll published by New York Times/CBS News gives a small lead to the Democrats, saying 45% of voters are supporting Mrs Clinton, with 42 backing Mr Trump. While that lead may be leapt on by supporters of Mrs Clinton, experts point out that it is within the poll’s margin of sampling error.

The poll puts Libertarian Party candidate, Gary Johnson, on five points and Green Party candidate, Jill Stein, on four points.

More than 22 million Americans have already cast their ballots, and roughly one in five likely voters who participated in the poll said they had already voted.

The findings of that poll are very similar to one commissioned by ABC News/Washington Post which have been operating a tracking poll that scored the race 47-45 in favor of Mrs Clinton.

Pollsters said the race has gone from a one-point advantage in favour of Mr Trump to a two-point lead to Mrs Clinton over the last four averages.

The nationwide polls may underscore the advantage most experts believe Mrs Clinton has, based on the fact that she is leading in many swing states such as Pennsylvania and Wisconsin that are all but essential to secure if a candidate is to reach the White House.

Other battleground states, including New Hampshire and Colorado, suggested a slight lead for Mr Trump.

China's Mystical Monkey Picks Donald Trump as Next U.S President (PHOTO)

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The mstical monkey kissing Donald Trump as it predits him as winner
A Chinese monkey described as the “king of prophets” has tipped Donald Trump for the US presidency, a tourism park said, after the creature successfully predicted the winner of football’s European Championship final earlier this year.

Known as Geda which means knots or goose bumps, the prophetic primate is the latest in a series of purportedly psychic animals that have popped up around the world since Paul the Octopus correctly predicted multiple 2010 World Cup matches.

The simian seer, wearing a yellow shirt emblazoned with his title, was given a chance to pick between bananas placed beside life-sized cut-outs of Republican Trump and his Democratic challenger Hillary Clinton.

After “deliberate thought” the mystic monkey chose Trump, Shiyanhu Ecological Tourism Park said Thursday in a statement on its website. Without even waiting, he congratulated the cardboard candidate with a kiss on the lips.

The five-year-old simian correctly predicted Portugal would win the 2016 European football championship in July, two days before Cristiano Ronaldo’s side prevailed 1-0, online news portal ifeng.com reported at the time.

Then, the monkey was presented with the national flags of Portugal and France with bananas on both. It finally walked towards the national flag of Portugal and ate a banana there, the report said.

Geda’s antics seem to have been inspired by the oracular octopus Paul. In 2010, Paul the Octopus became the world’s most famous mollusc when he foretold the results of every match played by Germany at the World Cup in South Africa, as well as Spain’s victory against the Netherlands in the final.

1 million Poor Nigerians To Get President Buhari's N5,000...See Details

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About one million poor Nigerians are about to get N5,000 each in the president Muhammadu Buhari's scheme to feed the poor.

There are no online applications required for the very poor Nigerians for whom the monthly N5,000 Conditional Cash Transfer of the Buhari Social Investment programmes are designed for.

This clarification was made today by Mr. Laolu Akande, the Senior Special Assistant on Media in the Office of the Vice President in a chat with the press.

He was responding to questions arising from what he described as some misleading reports in the media regarding the implementation of the N500B Social Investment Programmes of the Buhari administration.

The said media reports are based on a recent debate and resolution on a motion in the Senate, titled “The Need to Avoid the Mismanagement of the N500B Social Intervention Funds.”

“While we understand the need for an ongoing public discussion of this unprecedented budgetary allocation in favor of the Nigerian people especially the poorest and the most vulnerable, it is not correct to claim any form of mismanagement or marginalization whatsoever,” he said.

“There has not been any disbursement from the allocated fund not to talk of any kind of mismanagement at all. While it is true that funds are being released for the social investment programmes, it is rather preposterous for now to say there is no evidence where the funds have gone to. As an administration noted for its transparency, we intend to fully keep Nigerians posted of all financial expenditure in line with extant laws of the country.”

The Presidential spokesperson explained that “of the series of social investment programmes we have outlined, only the job creation scheme-N-Power requires an online registration from unemployed graduates and non-graduate youths.”

He noted that the Conditional Cash Transfer, CCT, which would pay N5000 monthly to the most vulnerable and the poorest Nigerians-a total of one million in the first year-“no online registration of any kind is required,” Akande asserted.

Justifying the requirement for online registration for the hiring of 500,000 unemployed graduates, Akande said “it is important to explain, again, for the benefit of clarity, that the requirement for online application for the N-Power job scheme makes absolute sense considering that all together the Federal Government is planning to hire half a million unemployed Nigerian graduates.”

According to him, “we are all witnesses to the calamity that occurred in the past when a manual effort was made to hire large number of Nigerian youths. It led to needless deaths and outright chaos.”

Continuing the spokesperson stated that “asking university graduates, for instance, to apply online is not such a cumbersome or unattainable requirement considering that JAMB, NECO, WAEC applications have all been done online for a while now in this country.”

He said “what online applications do is to afford us as a government an efficient and effective means to process the applications and select the graduates and non-graduate youths for the N-Power job and training programmes.”

On the claim that Borno State is not online and therefore the N-Power process discriminates against people in the state for whom the programmes are designed, Akande said such a claim “simply flies in the face of the fact. Almost 15,000 Nigerians from Borno State applied in the first application series of N-Power schemes online.”

According to him “it is also not tenable to argue that people in Maiduguri for instance which today plays hosts to tonnes of international NGOs cannot apply online or are denied internet access.”

He added that in states like Enugu there were over 20,000 applications online for N-Power, disclosing that states with the lowest numbers like Zamfara and Bayelsa had over 6,000 and 7,000 applications respectively.

Continuing he said “in any case we are aware that in several parts of the country, there are reported instances where local leaders of goodwill ensured that the people-unemployed graduates and youths- who did not readily have access to the internet were adequately taken care of in different ways including creating online registration points and outlets.”

He disclosed that the selection process for the first batch of 200,000 Nigerians to be engaged in the N-Power process has now been completed, and that their official engagement is now awaiting the completion of BVN verification so that they would be paid directly.

Asked how the selection was done, Akande said “Presidency officials collaborated actively with the Ministries of Agriculture & Natural Resources, Health and other government agencies all through the process. There were no foreign consultants involved, nor is one needed.”

He further explained that to make up the selection of the first 200,000, there were three criteria thus: 40% selected based on the number of applications per state, a special mark-up for the 6 states of the Northeast and a discretionary addition for states with low numbers of applicants.


Asked to comment on the comparison of the Buhari Social Investment with the failed SURE-P, Akande argued that the Buhari Presidency has made “very diligent and transparent efforts to ensure that the Social Investment Programmes do not repeat the errors of the past, and the attempt therefore to hurriedly compare the programmes with failed efforts of the past, like SURE-P, even at this early stage is simply baseless.”

According to him, the Buhari Presidency conceived the Social Investments Programmes as a means to effectively and efficiently touch the lives of Nigerians, especially the unemployed and the poorest, and “we have designed a full-proof process that will ensure that the goods are delivered. There would not be any middle-men and the payments to be made to the N-Power candidates, the monthly N5,000 to the poorest and most vulnerable among others would be paid directly to them.”

He stated that “if and when clarifications are required on the programmes, we would be very much willing to supply them in order to avoid such misleading and unprofitable confusion of issues that has taken place in the media on this matter recently.”

-NAN


FG Employs 200,000 Graduates and Places them on N30,000 Salary

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The President Muhammadu Buhari-led administration has employed about 200,000 graduates to work as teachers and agricultural extension workers across the country.

This was revealed by Laolu Akande, senior special assistant to the vice president on media at the second presidential economic communication workshop in Abuja on Friday.

“We have selected 200,000 graduates out of 500,000. This is the first batch,” he said.

“One hundred and fifty thousand will work as teachers while 50, 000 will work as extension workers. Their pay which is 30, 000 per month, will go directly into their account,”
Akande added.

According to him, the new employees would work in their states of residence. They will be supervised by their respective local governments.

Businessman Loses Filling Station & Shopping Complex After He Failed to Explain Where He Got Money to Buy the Properties (PHOTOS)

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Abuja-based businessman, Abdullahi Rilwan
The Economic and Financial Crimes Commission (EFCC) has seized a filling station and a shopping complex from a man (Abdullahi Rilwan) who described himself as a building engineer simply because he was unable to explain the source of his wealth and how he got the money to gather expensive properties.

The EFCC, on October 31, 2016 arrested the self-acclaimed building engineer for offences bordering on operating a land racketeering syndicate, criminal conspiracy, unlawful possession of classified documents, obtaining by false pretense and money laundering.

Operatives of the EFCC had as part of investigation into the $2.1billion arms procurement fraud, visited the Kuje Area Council, Abuja. The visit was in connection with several properties in the area, suspected to be proceeds of money laundering.

In the course of investigating the ownership of a filling station and a shopping complex both still under construction located along Pegi Road, in the Kuje Area Council, operatives gathered that Rilwan was in charge of the construction work.

Rilwan, who was subsequently engaged, denied ownership of the station, but confirmed he was the engineer in charge of the construction work. He admitted to being the owner of the shopping complex. He also told operatives that he was the owner of two companies, Kaibo Oil and Gas and Kaibo Properties, but could not account for the source of wealth.

A visit to his office, however, revealed that he was involved in several shady and suspicious business transaction deals.

The revelation made EFCC operatives to beam their searchlight on Rilwan’s business activities. Subsequently, on October 31, a search and arrest warrant was executed at his Kuje residence.

The search unearthed several implicating documents in his custody, many of which he used to sell plots of land. Properties recovered from his residence in Kuje, include letter-head papers in the name of Kuje Area Council allocating plots of land, an “Irrevocable Power of Attorney” in favour of Air Commodore Bassy Inyang, a “Right of Occupancy” document granted to Henryville Farms, Abuja, among other implicating documents."

The filling station and the complex are currently under investigation, and he would be charged to court as soon as the investigations are concluded.

 

 

 

Lagos Girls Open their Legs Like 'Jet Li' When I Show Them Money - Oil and Gas Man Reveals

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A privileged Nigerian man who works in an oil and gas company with a high level of success from his background has opened up on the wealth-hunting nature of Lagos girls as soon as he reveals his identity.

Read his message to Joro Olumofin:

As Wikileaks Destroys Hillary Clinton, It's Time To Return To Handwritten Letters

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by Dr. Peregrino Brimah

The Wikileaks revelations from the Podesta emails have been horrible. You can't look Hillary in the eye after seeing all of that. I doubt anyone with a conscience can put their thumb down for her with all that filth. DNC chair had to resign for rigging the party primaries against Bernie Sanders, Donna Brazille was fired from CNN.

There's material showing collusions with justice department and even Obama's state department. It's just too much.

Perhaps there is also stuff there about choice of adult diapers, but that won't be scrubbed till people are done with the damning political stuff.

So in recognition of how unsafe electronic technology is, I figured out the solution: it's time we returned to those personal and safe hand-written mails, with a stamp on the envelope. You know, the type of stamp you lick and stick.

Now I know many of you can't remember how to write a letter. So I have below a template. All you need do is fill in on sentence with your request or advice somewhere in the middle and voila. It's ready to be taken to the post office.

Handwritten Letter Template

*Top Right side: Write your return address.

Dear [Name],

How are you and how is the family? Hope all is well. If so, then thank God.
I am well over here. The family is doing fine too. Mummy just got a new cat and the cat just caught another rat. 

Well, not to take too much of your time, let me go straight to the purpose of my writing you this letter. 

[enter sentence of message here. For instance, "I am writing this letter to ask you for money," or "I am writing this letter to ask if I can come stay for the holidays," etc]
So help me say hello to your family and loved ones. {everyone has a family, but edit if the recipient does not} Tell them I miss them. 

I look forward to seeing you soon. Till next time. 

Yours {select one of the following} Sincerely/faithfully
{Or use} Truly Yours
[Enter your name]
Then add the "NB" line:

NB: I forgot to tell you that {enter someone's name} just {enter an event, like, "died," "came home," "Hit the jackpot," "was defeated in the elections due to Podesta emails," etc}.---Letter end---

Dr. Peregrino Brimah
@EveryNigerian

Ex-Oceanic Bank Staff Sentenced To 195 Years In Jail For Fraud (PHOTO)

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Justice Dije Abdu Northerner of the Kano state High Court convicted and sentenced former Oceanic bank staff, Aliyu Suleiman, to 195 years imprisonment for allegedly stealing over N21m (Twenty one Million Naira only) from Albasu Microfinance Bank.

As a former staff of Oceanic Bank, Aliyu was engaged and entrusted by the Albasu Community to take charge of their Microfinance Bank. While in charge, he violated that trust and siphoned over N21m by forging signatures of the other signatories to the funds.

He was first arraigned in court on September 30th, 2014. As usual, he pleaded not guilty to all the count charge brought against him by the EFCC.

Delivering judgement, the presiding judge sentenced the convict to serve two years on each of the first forty four counts he was charged with and a fine of N300,000 on each, AKS Media reports.

Where the convict defaults the fine, he is to serve additional six months imprisonment on each count. From count 45 to 74, the convict was sentenced to fine of N500, 000 or twelve months imprisonment on each count while on count 75 to 105, he is to pay fine of N200, 000 or twelve months imprisonment on each count with the exception of count 97 which appeared to be duplication.

The sentences are to run concurrently.

The convict was also ordered to restitute the sum of N14, 815,000 (Fourteen Million, Eight Hundred and Fifteen Thousand Naira Only) to the Albasu Community or spend five more years in prison.
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